Accurate & Timely Real Estate Closings / Quick Closings
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Buyer/Seller/Borrower Checklist

Prior to Closing/Settlement
1. Obtain a fully executed Purchase/Sales Contract from your Realtor.
2. Contact Envision Title Group at 305-444-3005 or order title directly on our web site (envisiontitlegroup.com). Please let us know if there are any unusual circumstances regarding the sale.

3. Make sure to use your complete legal name for title purpose. If there's more than one person on title (wife or anyone else), please indicate how the title vesting should appear (Tenants in Common, Join Tenants, or Tenants by the Entirety).
4. Fax your Purchase Agreement (Contract of Sale), copy of the previous title insurance policy, and survey to Envision Title Group. Our Fax Number is: 305-704-8700.
5. Provide our agent with a statement showing the name, address, and account number of all outstanding Mortgages or Home Equity Loans on the property.
6. If the property is a condominium, please supply us with the name and address of the management agent to whom you pay your condo fees, along with your account number.
7. If the seller is a corporation, a limited partnership, or limited liability company, please produce a Certificate of Good Standing that is no more than 30 days old. In the case of a Corporation, we also need certified copies of corporate resolutions authorizing the sale of the property.
8. If applicable, do not make additional withdrawals from your Home Equity Loan close to settlement.
9. The Termite, Septic and Well Certifications (if applicable) should be sent to the lender at least one week prior to settlement.
10. Do not pay your water bill within 2 weeks of settlement.
11. Contact our agent immediately if: you will need the Deed pre-signed or if a Power of Attorney will be utilized.
12. In case of death of one or more sellers, a copy of the Death Certificate will be needed.
13. Provide our agent with any unrecorded instruments that potentially affect the title.
At Closing/Settlement
1. Confirm the driving directions to Envision Title Group - 2000 Ponce de Leon Blvd - 6th Floor - Coral Gables, Florida 33134.
   
2. Bring a valid Picture I.D (Driver's License, Passport, etc.).
   
3. Review all settlement and title insurance documents with the closing agent..
   
4. Obtain a current payoff statement for all liens to be paid off.
   
5. Bring all current warrantees on home equipment and appliances.
   
6. Bring bills for any unpaid taxes, utilities or assessments.
   
7. Obtain evidence of all inspection requirements as stated in the Contract of Sale.
   
8. Provide evidence of release of any liens, judgments or mortgages that were paid prior to the closing.
   
9. Bring your keys, garage door openers, & any information on the alarm system if possible.
   
10. Advise all appropriate utility companies of the sale (water, gas, electric, telephone, cable, & others).
   
11. Advise your homeowner’s insurance company of the closing & request a pro-rata refund of the paid premium.